A Low-Cost, High-Value Collection Program for Homeowner and Condominium Associations
Discover the best way to collect HOA fees and streamline operations with NowackHoward. Our low-cost, high-value HOA collection program caters to homeowner and condominium associations, emphasizing timely assessments for a harmonious community.
Understanding the Importance of Timely HOA Collections
Timely payments are the linchpin of community success. Delinquencies cause financial stress and community discord, making efficient collections paramount. While preventing HOA delinquencies is ideal, NowackHoward recognizes that there are instances when collection becomes necessary, and choosing the best way to collect HOA fees is crucial.
Expert Management for Smooth Resolutions
Navigating HOA debt collections requires expertise, and NowackHoward, as an experienced HOA collection law firm, excels in managing the process smoothly and respectfully. Our approach leads to the best resolution for all parties involved, ensuring effective HOA delinquent assessment collections.
NowackHoward’s Collections Team
Proactive Approach for Effective Results
Our proactive approach prioritizes collections when owners first become past due, avoiding prolonged processes that can disrupt community harmony. Our collection attorneys, well-versed in advising boards of directors, recommend effective remedies tailored to each situation. We determine when to file a lawsuit or foreclose on the association’s lien to collect the debt, you can rely on our team’s proficiency in HOA debt collection.
Efficiency in Action
While we make every effort to prevent collections, our team is aggressive and efficient when necessary. Quick resolutions are prioritized for the most valuable outcome to a delinquency. NowackHoward’s Collection Team offers full-service delinquent assessment solutions, including:
- Collection Demand Letters
- Lien Filing Services
- Lawsuits for Money Judgments and Orders for Foreclosure
- Lien Foreclosure
- Garnishment
- Bankruptcy Representation
Seamless Communication Channels
Connect with us using the provided channels to discuss your community’s specific collection issues. We are dedicated to helping your neighborhood become a stronger community.
The Counsel Every Community Needs.
Client HOA Collections Contacts
For current clients, you may request that we open a new collection account by completing and returning our Collection Work Request Form and returning it to WorkRequest@NowackHoward.com.
For questions about your collection accounts, you may email us at StatusUpdate@NowackHoward.com.
For Payoff Requests:
PayoffRequest@NowackHoward.com
For Bankruptcy Notices:
Bankruptcy@NowackHoward.com
For Work Requests:
WorkRequest@NowackHoward.com
For Status Reports:
StatusUpdate@NowackHoward.com
For Collections Counselor:
Owners@NowackHoward.com
770-863-8920
Owners in Collections
If you’ve received a communication from NowackHoward, contact us as soon as possible to save money! Call our Collections Counselor at 770-863-8920 or email Owners@NowackHoward.com.
Credit Card Payments:
Owners in collections may make credit card payments online here.
Notes:
- NowackHoward is a debt collector. Any information obtained when you contact us will be used for that purpose.
- All settlements and payment arrangements must be expressly approved by in writing by a representative of NowackHoward. Making a payment or making a settlement offer will not establish a payment arrangement, nor a settlement arrangement, nor a settlement in full, without the express approval in writing by a representative of NowackHoward.
Frequently Asked Questions
What legal steps can an HOA take to collect unpaid dues or assessments?
An HOA attorney can take legal steps, including sending demand letters, filing notices of liens, filing a lawsuit for a money judgment, pursuing foreclosure orders,, and initiating garnishment or levy proceedings to collect unpaid dues or assessments once a judgment is entered. Federal law governs debt collection generally and Georgia law provides associations with specific collection remedies outlined in their governing documents and the Condominium Act and Property Owners’ Association Act. Proper notice requirements and timelines must be followed in order to collect past due assessments.
Can an HOA foreclose on a home in Georgia for unpaid assessments?
Although it is not a right exercised frequently or without great consideration, yes, an HOA can foreclose on a home in Georgia for unpaid assessments if the association’s declaration grants this authority and proper legal procedures are followed. Georgia law requires associations to first obtain an order from the superior court in order to foreclose on the association’s lien for past due assessments. Condominium associations and HOAs submitted to the Property Owners’ Association Act are typically in a better position to foreclose because of their elevated statutory lien priority for past due assessments.
What’s the best way for a community association to communicate with owners who fall behind on payments?
The best way for a community association to communicate with owners who fall behind on payments is through clear, consistent written notices that outline the delinquency amount, payment options, consequences of non-payment, and available resources or payment plans. Early professional communication can often resolve delinquencies before legal action becomes necessary while maintaining a cooperative relationship with the owner.
What records should an HOA keep during the collections process?
An HOA should keep detailed records during the collections process, including all payment histories, correspondence with the owner, demand letters, notices sent, lien filings, and documentation of any payment arrangements or disputes. Thorough record keeping is essential for legal compliance, defending against owner challenges, and ensuring successful collection efforts if the matter escalates to litigation or, in rare instances, foreclosure.
